A Collaborative Approach to Insurance

The Power of Partnerships

We view health care providers as business partners, not adversaries. This approach allows us to negotiate on behalf of producers to lower the cost of claims, reduce operating costs and quickly respond to the evolving needs of customers. Our collaborative approach strengthens our partnership with you and solidifies your relationships with customers.

Traditional Medical Stop-Loss

Whether employers need to cover 25 people or 5,000, our medical stop-loss options protect customer’s assets from catastrophic claims and provide you with reliable, responsive and timely claims management.

Features include:

Lifetime maximum up to unlimited
Competitive rates
Non-standard policies
Customized block pricing

Reference Based Reimbursement

Our Reference Based Pricing models allow us to manage the cost of claims by negotiating reimbursement strategies that benefit employers, health care providers and insurance carriers. It’s the best way to reduce hassle and expense for customers and grow your book of business.

Gene Therapy; Transfusions; Transplants

Medical science has developed innovative and miraculous treatments in the recent decades and the cost of those treatments needs to be managed as part of the stop loss reimbursement contract. To protect employers, Western Skies’ approach addresses these challenges head-on by partnering with leading reinsurers and specialist vendors to manage and transfer the risk associated with these treatments.